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Can you cover my property outside of the UK?

We can cover your holiday homes across the world, with no limits on location. Our expert team will work with you to understand the area your holiday home is located, before crafting bespoke cover to ensure robust protection.

Can all my contents be covered in one policy?

Yes, of course. When working with a high-net-worth individual, we will carry out a thorough appraisal of all your contents, whether that is a fine art collection or prestige cars. We will then craft a bespoke policy that is tailored to your requirements and protects all your contents.

What are my options if I am unable to see a representative from Specialist Risk Insurance Solutions?

We can work with you in a range of different ways, via the phone, email, video call or by visiting your site. We can tailor our approach to suit your individual needs and requirements.

Does my trade fall within Specialist Risk Insurance Solutions appetite?

We work with all types of trades across a multitude of industry sectors. Please call us to discuss your specific needs and our expert team will be happy to assist.

How can I travel to your London office?

We are based in the City of London at One America Square, on the 6th floor. The nearest tube station is Tower Hill, which is on the District and Circle lines.

Our office is also within walking distance of Liverpool Street Station, Cannon Street Station, London Bridge Station and Fenchurch Street Station. You can also travel on the DLR to Tower Gateway.

Where is Specialist Risk Insurance Solutions located?

Our head office is in the City of London, the address is:
One America Square, 17 Crosswall, London, EC3N 2LB. We also have offices in Sevenoaks, Hertfordshire, Nottingham, Bristol, and Ilford. 

Will my high-value jewellery be covered no matter where I am travelling in the world?

Our specialist policies for high-net-worth individuals are provided by A+ rated insurers, ensuring robust cover, worldwide, with no restrictions.

Does my trade fall within Specialist Risk’s Insurance Solutions appetite?

We work with all types of trades across a multitude of industry sectors. Please call us to discuss your specific needs and our expert team will be happy to assist.

 

Can you cover my property outside of the UK?

We can cover your holiday homes across the world, with no limits on location. Our expert team will work with you to understand the area your holiday home is located, before crafting bespoke cover to ensure robust protection.

Can all my contents be covered in one policy?

Yes of course. We will carry out a thorough appraisal of all your contents, whether that is a fine art collection or prestige cars, before crafting a bespoke policy that is tailored to your requirements and protects all your contents.

Will my high-value jewellery be covered no matter where I am travelling in the world?

Our specialist policies for high-net-worth individuals are provided by A+ rated insurers, ensuring robust cover, worldwide, with no restrictions.

What do I need to do if the property is unoccupied?

There are no specific requirements for unoccupied properties in the first year of cover. Should the property remain unoccupied at renewal of the policy, we will confirm any requirements.

What if the insured property becomes occupied by squatters?

If you discover unauthorised persons at the property you must inform us as soon as possible. We will then confirm if any additional terms apply. You must take all reasonable measures to remove any unauthorised persons from the property and inform us of progress on a weekly basis.

How do I comply with the requirements of the Insurance Act 205 ("the Act")?

Insurers have accepted that you have made a Fair Presentation, as required by the Act, by answering the questions asked by Specialist Risk Insurance Solutions.

Insurers may ask supplementary questions or make further enquiries if they need more information.

What if I become aware that the property is not secure and/or weatherproof?

If you become aware that the property is not secure and/or weatherproof you must inform us as soon as possible. We will then confirm if any additional terms apply.

Do I need to inform Specialist Risk Insurance Solutions of changes? e.g. the property becomes unoccupied

If there any changes you must inform us as soon as possible. We will then confirm if any additional terms apply.

Is terrorism cover included?

Terrorism cover is not included.

Can you provide cover on behalf of lay executors, guardians, attorneys, or deputies?

No. However, cover can be arranged if you are acting in a professional capacity on behalf of lay executors, guardians, attorneys or deputies.

Can premium payments be deferred?

If you do not have sufficient funds to pay the premium you can defer payment until the property is sold.

How do I pay?

You can make a payment by BACS/CHAPS.

What is your minimum premium?

Our minimum premium is £150 plus Insurance Premium Tax.

Will cover include the interest of other parties?

Insurers will note the interest of any other party in the property on request.

Will I receive a refund upon cancellation of cover?

A refund will be available in the event of mid-term cancellation, subject to no claims having occurred and the application of the minimum premium charge of £150 plus Insurance Premium Tax.

Can Contents cover be removed of insured separately?

Contents cover at £50,000 is automatically included with the Buildings cover. It cannot be removed, nor can it be insured in isolation.

 

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