Contract Works covers builders and tradesmen for any work in progress on a building site that is damaged…
WHY SPECIALIST RISK INSURANCE SOLUTIONS?
We are recommended by the Asbestos Removal Contractors Association (ARCA) and work closely with many of their members
We are known as experts in the asbestos industry and have many years of experience behind our knowledge
Our engaged approach ensures a full review of your business’s insurance and risk management requirements, complemented by a first-class service
We offer a comprehensive insurance programme, without which, you may not be allowed on site
“ARCA have relied on Miles Smith, a Specialist Risk Group Company, for professional risk management and insurance advice for over thirty years. A few years back when liability cover was difficult to obtain for some companies, Miles Smith remained a constant supplier of cover to our industry. They are a reassuring presence and a pleasure to deal with”
Asbestos Removal Contractors Association
FAQS
What asbestos business insurance covers do I need?
Due to the complex insurance requirements of businesses operating in the asbestos removal and surveying sector, your insurance programme should be bespoke to your business. As a specialist asbestos insurance broker, we work closely with our clients to understand the way their business operates and the services they offer, allowing us to craft a unique solution to protect their business. Typical covers we look at for asbestos businesses include:
- Employers Liability, Public Liability and Product Liability
- Professional Indemnity
- Machinery and Plant
- Material Damage and Business Interruption
- Motor Fleet
- Personal Accident and Travel
- Contract Works
- Cyber
- Crime
- Directors and Officers (D&O)
What level of cover do I need?
Level of cover depends on your business's requirements and would be determined during a review by one of our insurance specialists. Limits required by businesses operating in the asbestos removal and surveying sector are generally determined by contractual requirements. We can arrange limits up to £20M and beyond.
I have full-time employees but also hire contractors. How do I ensure the right coverage?
The following list of workers are usually covered while working in connection with the business are typically covered under a standard UK Liability policy:
a) under a contract of service or apprenticeship with the insured;
b) borrowed by or hired to the insured;
c) a labour master or supplied by a labour master;
d) employed by labour only sub-contractors;
e) self-employed;
f) under a work experience or training scheme;
Our team can work with you to educate you and undertake a thorough and fully confidential review of your current insurance programme to ensure you have the appropriate cover in place. Request a review here.
