Working in the building and engineering services sector exposes your business to unique risks that require the guidance of a trusted insurance advisor.

Given the nature of the work your employees perform, involving the installation and maintenance of essential utilities like heating, power, and lighting, it is crucial to have the right insurance coverage in place. To safeguard your business against the various risks it faces, partnering with an insurance broker that specialises in your industry is essential to avoid potential significant losses.

At Specialist Risk, we invest the time to thoroughly understand your business's risks. Leveraging our expertise and strong industry relationships, we tailor insurance solutions that cater to your business's specific needs. With a focus on high-risk industry segments, including building and engineering services, our specialist team are dedicated to providing comprehensive insurance options that you can trust and rely on.

WHY SPECIALIST RISK INSURANCE SOLUTIONS?

WHY SPECIALIST RISK INSURANCE SOLUTIONS?

Our Group combine over 30 years of experience in arranging insurance for businesses that provide building and engineering services


We can work with businesses of all sizes, whether you are a sole trader or have hundreds of employees


Due to the outstanding relationships we have within the insurance market, we can arrange specific extensions to our Liability insurance


Our approach is tailored to each business we work with and our solutions are bespoke depending on your business’s requirements


Choosing Specialist Risk Insurance Solutions means partnering with an expert team ready to address all your insurance and risk management questions. Our deep industry insight enables us to enhance your Liability insurance with additional coverage options, including asbestos discovery and financial loss.

Our smart solutions provide assurance that, if an unexpected event occurs and something goes wrong, we can get your business back up and running promptly.

Regardless of your business's nature or your specific responsibilities within it, our expert team is equipped to tailor a comprehensive insurance programme that all-encompassing protection for your business.

WHO IS IT FOR?

We arrange insurance for all types of building and engineering businesses. Some examples of these include:

  • Heating contractors
  • Ventilation contractors
  • Air-conditioning engineers
  • Refrigeration engineers
  • Mechanical engineering contractors
  • Electrical contractors

WE’VE GOT YOU COVERED

We tailor our approach to arranging insurance solutions for each business that we work with. We feel this provides true value, and ensures your business is appropriately protected against the unique risks it faces. Typical covers we look at for businesses that provide building and engineering services include:

Contractors All Risks protects employers and contractors for loss or damage to a building site that you or your team…
Crime cover protects you from both internal and external fraudulent activities, helping to get your business up and…
Cyber Insurance offers comprehensive cover and if required, helps deal with reputation management…
Directors’ and Officers’ provides financial protection for the potential defence and damage costs for the leaders…
Employers’ Liability, Public Liability and Product Liability are key to protect your business against the diverse…
Legal Expenses protects you and your business by covering the cost of taking or defencing legal action should the need…
Machinery and Plant is a vital cover to protect necessary plant and equipment used by industries such as…
Our combined Material Damage and Business Interruption cover provides businesses with full protection…
Motor Fleet protects the fleet of vehicles that your business operates under one insurance policy…
Professional Indemnity covers the legal costs and any resulting compensation payments if a client alleges…

CASE STUDY

Without the help of the Specialist Risk Insurance Solutions claims team, a
nationwide specialist civil engineering & building contractor would have been
legally liable for costs in the sum of £30,000 following a claim under their Plant policy.

Read the whole case study

Solutions
“I have dealt with Specialist Risk Insurance Solutions, formerly Miles Smith Insurance Solutions, for a number of years now and am very grateful for the advice together with the support given. Prior to their involvement, I had suffered a deteriorating claims experience and through various Risk Management guidance, including the fitting of cameras, my experience has radically improved. I now regard them as part of my team, and look forward to working with them in the years ahead”

Beeches Recovery

Director, Manjit Nandra

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FAQS
Does my trade fall within Specialist Risk’s appetite?

We work with all types of trades across a multitude of industry sectors. Please call us to discuss your specific needs and our expert team will be happy to assist.

Where is Specialist Risk Insurance Solutions located?

Our head office is in the City of London, the address is:

One America Square, 17 Crosswall, London, EC3N 2LB. We also have offices in Croydon and Ampthill, Bedfordshire however we are currently working remotely due to COVID-19.

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