Many businesses in the construction and demolition industry understand the importance of a professional risk management strategy that is supported by a market-leading insurance programme.
Combining our group experience, we have worked with construction and demolition companies of all sizes and specialties for over 50 years. Whether you are an individual tradesman, or a large contractor, you can be assured that our specialist team will secure a competitive insurance programme to protect your business.
We understand that every business has different requirements and we have particular expertise in arranging specialist construction risks which you may struggle to find cover for elsewhere. Whether you need advice on liability cover, motor and plant, warranties or even performance bonds, our expert team are more than capable of supporting you with any insurance matter.
We have over 50 years of experience in arranging insurance for construction businesses
We are approved by, and partner to multiple trade associations in your sector
We can offer a discreet review to identify cover enhancements and competitive terms that we can achieve
We work with top insurers and have direct access to the Lloyd’s of London market through our Group brand
We are proud to be recommended by the National Federation of Demolition Contractors (NFDC) and Construct and we work very closely them to offer bespoke solutions to their members.
Due to our experience of looking after these sectors, we are able to negotiate key policy enhancements including:
- No height & depth restrictions
- No hazardous works / locations restrictions
- Financial loss extension
- Workable Bona-Fide sub-contractor & hot works conditions
- Licensed Asbestos Cover to full policy limit
- Risk Management and Health & Safety Assistance
- Environmental Impairment Liability
- HSE Fees for Intervention cover
- Low Claims rebates / Long Term Agreements
- Collateral Warranty checking service
WHO IS IT FOR?
We can arrange cover for all types of individuals and businesses in the Construction and Demolition sectors, but we have extensive knowledge of the below:
Appointed insurance broker for the members of NFDC and Construct
CYBER CASE STUDY
Miles Smith, now Specialist Risk Insurance Solutions, was asked by a large nationwide retailer to undertake a thorough review of its insurance provisions to highlight any potential gaps in cover.
"When large/complex claims occur, Specialist Risk are right alongside us. This was typified when a significant fire affected one of our sites several years ago. The business interruption claim alone totalled several million pounds but Miles Smith Insurance Solutions, now Specialist Risk Insurance Solutions settled the claim within a 2-month period, meaning the impact on our business was minimised and flexibility retained."