Contractors All Risks policies consists of three main components – Contract Works, Public Liability and Employers’ Liability Insurance:

  • Contract Works covers the property and any materials used
  • Public Liability covers you for any third-party property damage and injury to people
  • Employers’ Liability Insurance provides cover for any injury suffered by your employees

If your business operates in the construction industry, this cover is often vital.

All businesses face unique risks, so please get in touch with our expert team to ensure your business has the correct cover in place.

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WHAT IS TYPICALLY COVERED?

Contract Works

Tools and equipment

Hired-in property

Public Liability

Employers’ Liability

"Specialist Risk, formerly known as Miles Smith Insurance Solutions, staff are friendly, extremely approachable, responsive and very much work with us, allowing us to get on with the day-to-day running and growth of our business"

Belfield Group

Group Finance Director

OTHER COVERS

BUILDINGS INSURANCE

Buildings Insurance protects your business premises should it be damaged by fire, flood, burst pipes or storms…
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CONTINGENCY

Contingency cover protects you should you suffer financial losses from an issue at an event such as last-minute cancellations…
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CONTRACT WORKS

Contract Works covers builders and tradesmen for any work in progress on a building site that is damaged…
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CRIME

Crime cover protects you from both internal and external fraudulent activities, helping to get your business up and…
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CYBER

Cyber Insurance offers comprehensive cover and if required, helps deal with reputation management…
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GOODS IN TRANSIT

Goods in Transit insurance provides cover for theft, loss, or damage of goods whilst they are being transported…
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JEWELLERS’ BLOCK

Jewellers’ Block protects businesses that sell high-value or unique jewellery or carry out regular valuations…
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LATENT DEFECTS

Latent Defects covers the cost of remedying and rectifying damage caused by faults in design, construction…
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LEGAL EXPENSES

Legal Expenses protects you and your business by covering the cost of taking or defencing legal action should the need…
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LEGAL INDEMNITY

Legal Indemnity is typically paid for by the seller of a property and protects the purchaser against issues…
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LOSS OF LICENCE

Loss of Licence covers the costs that are incurred if your alcohol licence is revoked by your Local Authority…
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MARINE CARGO

Marine Cargo cover protects businesses that are responsible for transporting goods both domestically and…
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MOTOR FLEET

Motor Fleet protects the fleet of vehicles that your business operates under one insurance policy…
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TERRORISM

Terrorism cover protects a business and its ability to continue trading following a terrorism incident…
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TRADE CREDIT

Trade Credit protects a business if a customer owes money for products or services and does not pay their debts…
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GET IN TOUCH WITH OUR EXPERTS

Talk to our team

020 7977 4800

Email us

srisenquiries@specialistrisk.com

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call back

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FAQS

Where is Specialist Risk Insurance Solutions located?

Our head office is in the City of London, the address is:

One America Square, 17 Crosswall, London, EC3N 2LB. We also have offices in Croydon and Ampthill, Bedfordshire however we are currently working remotely due to COVID-19.

Does my trade fall within Specialist Risk’s appetite?

We work with all types of trades across a multitude of industry sectors. Please call us to discuss your specific needs and our expert team will be happy to assist.

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