"Specialist Risk, formerly known as Miles Smith Insurance Solutions, staff are friendly, extremely approachable, responsive and very much work with us, allowing us to get on with the day-to-day running and growth of our business"
Leading a business means making important decisions, which can sometimes mean making the wrong decision. If this happens, your business leaders can be held liable by affected customers, third parties or through official investigations.
Although most businesses purchase Employers’ and Third-Party Liability cover, this does not typically cover personal proceedings against directors. These claims can be extremely costly; therefore, D&O Insurance provides financial cover to defend your management team and for damages awarded to those affected.
Our expert team will work closely with you, to understand how your business operates and the risks you face before crafting a bespoke insurance programme to protect your business and your people.
All businesses face unique risks, so please get in touch with our expert team to ensure your business has the correct cover in place.
Claims made by investors or other shareholders
Defence costs, compensation, and fines as a result of a health and safety claim from an injured employee
Defence costs and fines from your personal involvement with the administration of a pension scheme
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“It makes things a lot easier, particularly when insurance isn’t your area of expertise. You want someone who understands how you’re set up, the way your board is, how you have to get things approved, and that you’re commercial, but do have other aspects.”
"Specialist Risk Insurance Solutions (SRIS) have acted as J B Accountancy Solutions insurance broker for over 10 years. During that period we have forged a good working relationship and have always been impressed with the level of professionalism and market knowledge.
Specifically we have found real value in their claims service and the immediate guidance and assistance their team have provided over the years. This is especially the case when it comes to managing our expectations around policy cover, providing assistance with preparing the claims submission to insurers and then being advised and updated throughout the process. We look forward to working with the team for years to come."