Operating in the motor trade sector demands a comprehensive insurance programme supported by intelligent risk management. Working with specialists who understand the risks you face is essential to protecting your business from unexpected incidents and costly claims.

Specialist Risk Group (SRG) has supported motor trade businesses for over 20 years, delivering tailored insurance solutions and hands-on claims management.

Our expert team works closely with you to understand how your business operates, designing a bespoke insurance programme and providing practical risk management advice. We also connect you with complementary services that enhance productivity and strengthen your risk management processes.

WHY SPECIALIST RISK GROUP?

We have over 20 years of experience working with motor trade businesses


We specialise in arranging bespoke insurance programmes for all types and sizes of motor trade businesses


We provide access to specialist cover through global composite insurers, MGAs and the Lloyd’s of London Market


We can offer a discreet review of your existing policies to identify cover enhancements that we can achieve


 

CYBER CASE STUDY

Miles Smith, now Specialist Risk Group, was asked by a large nationwide retailer to undertake a thorough review of its insurance provisions to highlight any potential gaps in cover.

Read the Whole Case Study

Whether you own a car dealership or a vehicle repair workshop, we are knowledgeable in the risks your business faces and our team are more than capable of supporting you with any insurance or risk management matter.

Furthermore, our services often contain unique elements that can help you manage your business’s insurance. These include potential long-term deals, low claims rebates, risk management funding, no sums insured basis, partial comprehensive and variable excess limits.

WHO IS IT FOR?

We work with a range of businesses in the motor trade industry. Some of our clients include:

  • Body shops
  • Car dealerships
  • Delivery agents
  • Motorcycle traders
  • Recovery agents
  • Vehicle repairers

WE’VE GOT YOU COVERED

Our approach to arranging motor trade insurance is tailored to your business, ensuring your business is appropriately protected against the unique risks it faces. Typical covers we look at for businesses in the motor trade sector include:

Crime cover protects you from both internal and external fraudulent activities, helping to get your business up and…
Cyber Insurance offers comprehensive cover and if required, helps deal with reputation management…
Directors’ and Officers’ provides financial protection for the potential defence and damage costs for the leaders…
Employers’ Liability, Public Liability and Product Liability are key to protect your business against the diverse…
Legal Expenses protects you and your business by covering the cost of taking or defencing legal action should the need…
Machinery and Plant is a vital cover to protect necessary plant and equipment used by industries such as…
Our combined Material Damage and Business Interruption cover provides businesses with full protection…
Motor Fleet protects the fleet of vehicles that your business operates under one insurance policy…
Professional Indemnity covers the legal costs and any resulting compensation payments if a client alleges…
Personal Accident and Travel cover protects a business’s directors, partners and/or employees if they suffer…
“I have dealt with Specialist Risk Group, formerly Miles Smith Insurance Solutions, for a number of years now and am very grateful for the advice together with the support given. Prior to their involvement, I had suffered a deteriorating claims experience and through various Risk Management guidance, including the fitting of cameras, my experience has radically improved. I now regard them as part of my team, and look forward to working with them in the years ahead”

Beeches Recovery

Director, Manjit Nandra

GET IN TOUCH WITH OUR EXPERTS

Talk to our team

020 7977 4800

Request a call back

Fill out form

SIGN UP TO OUR MAILING LIST

FAQS
Where is SRG located?

Our head office is in the City of London, the address is:

The St Botolph Building
138 Houndsditch
London
EC3A 7AW

Does my trade fall within Specialist Risk Group's appetite?

We work with all types of trades across a multitude of industry sectors. Please call us to discuss your specific needs and our expert team will be happy to assist.

View all FAQs