Our expert team are here to solve all your insurance needs. Working in a niche industry such as the rail sector dictates the importance of working with a specialist insurance broker who is knowledgeable in the risks your business is exposed to.
Whether you work directly on the railways or near them, for example, cleaning the vegetation by the side of the tracks, you need specialist insurance to protect your business.
Whilst it can seem like a sensible commercial decision to purchase a standard insurance policy, most of these will in fact exclude rail activities due to the distinctive nature of your operations.
We offer a unique and intelligent solution to the placement of rail risks
Our well-established relationships in the insurance market, including Lloyd’s of London, allow us to secure comprehensive cover on competitive terms
We can conduct a confidential review of your existing insurance programme to identify cover enhancements
Our specialist solutions are tailored to each business that we work with
OnTrack has been specifically designed for companies who work on, or near the railways. This is an exclusive offering that can only be arranged through Specialist Risk and brings a range of benefits to protect your business in the unfortunate event of a claim.
Key policy benefits include:
- Red zone work covered automatically
- ‘Re-Wage’; Following a RIDDOR reportable injury at work our facility will provide for the employee’s salary to be paid
- Financial loss extension
- Cporate manslaughter defence costs
- Low claims rebates & long-term agreements with rate stability clauses
- Low policy excess
WHO IS IT FOR?
We work with all types of businesses who work on, or near the railways. Some of our clients include: