The nature of work carried out by roofers and scaffolders is high risk, amplifying the importance of working with a specialist insurance broker who understands these risks.

At Specialist Risk, we combine many years of experience arranging insurance and providing risk management advice to roofers and scaffolders. We can also arrange covers such as hot and cold roofing, soffit, fascia and building and cladding works and our specialist team are extremely knowledgeable in each of these areas.

We take a proactive approach and work closely with you to understand the unique risks you face as a contractor or a business who provides these services, before recommending the appropriate insurance and intelligent risk management advice. We then use our exceptional relationships in the insurance market, with top insurers, to negotiate market-leading insurance programmes on competitive terms.



We can arrange cover no matter how high the building you are working on is

We specialise in arranging cover for both hot and cold roofing

A good health and safety record may help to reduce premiums

Our in-house claims service can be tailored to your individual requirements

Each time we work with a new roofing and scaffolding client, we craft our insurance solutions with you in mind. We also offer incentives such as reduced premiums for those who can demonstrate a history of good risk management and health and safety practices.

Whilst we would hope that you are never in the position to make a claim, if the need arises, you can be assured that our team will be there for you every step of the way. Our in-house claims team are admired across the insurance market and use their relationships to settle claims quickly and efficiently. This means you can focus on your day to day work, whilst we manage all your insurance and risk management requirements.


We can arrange cover for all types of individuals and businesses in the roofing and scaffolding sector. Some of our clients include:

  • Hot and cold roofers
  • Wet and dry roofers
  • Specialist roofing contractors
  • Scaffolding contractors


We will work closely with you to understand the unique risks you face before crafting a bespoke insurance programme. Typical covers we look at for roofers and scaffolders include:

Contract Works covers builders and tradesmen for any work in progress on a building site that is damaged…
Crime cover protects you from both internal and external fraudulent activities, helping to get your business up and…
Cyber Insurance offers comprehensive cover and if required, helps deal with reputation management…
Employers’ Liability, Public Liability and Product Liability are key to protect your business against the diverse…
Machinery and Plant is a vital cover to protect necessary plant and equipment used by industries such as…
Our combined Material Damage and Business Interruption cover provides businesses with full protection…
Personal Accident and Travel cover protects a business’s directors, partners and/or employees if they suffer…
Professional Indemnity covers the legal costs and any resulting compensation payments if a client alleges…
“I have dealt with Specialist Risk Insurance Solutions, formerly Miles Smith Insurance Solutions, for a number of years now and am very grateful for the advice together with the support given. Prior to their involvement, I had suffered a deteriorating claims experience and through various Risk Management guidance, including the fitting of cameras, my experience has radically improved. I now regard them as part of my team, and look forward to working with them in the years ahead”

Beeches Recovery

Director, Manjit Nandra


Talk to our team

020 7977 4800

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Where is Specialist Risk Insurance Solutions located?

Our head office is in the City of London, the address is:

One America Square, 17 Crosswall, London, EC3N 2LB. We also have offices in Croydon and Ampthill, Bedfordshire however we are currently working remotely due to COVID-19.

Does my trade fall within Specialist Risk’s appetite?

We work with all types of trades across a multitude of industry sectors. Please call us to discuss your specific needs and our expert team will be happy to assist.

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