After the Event (ATE) insurance is a Legal Expenses insurance policy that protects an insured against their exposure to the opponents’ legal costs, should their case be unsuccessful. 

Indemnity can extend to include own disbursements such as court fees, expert fees, and counsels’ fees. Insurers can consider all manner of disputes, typically where damages exceed the costs budget to trial.

Litigation funding, sometimes referred to as third-party litigation finance is a non-recourse funding agreement. Funders will fund all or part of a claimants’ legal fees in return for a share of the damages. Funders will usually require the proposer to obtain suitable ATE insurance, as a condition of any offer of funding.

Why SRIS? 

Our team works in collaboration with law firms, barristers, and insolvency practitioners, offering advice and making recommendations on the suitability of ATE insurance. We also have established relationships with leading litigation funders; therefore, we are able to facilitate introductions for funding.

We have long standing relationships with insurers, enabling us to develop bespoke legal insurance solutions for each individual risk.

  • Panel of UK-based A-rated insurers and specialist Managing General Agents (MGAs)
  • Ability to place ATE insurance in a variety of jurisdictions
  • Limits of indemnity ranging from £50,000 to £25M+
  • Opponents’ costs and own disbursements cover


  • Potential to insure an element of own legal fees
  • Variety of premium payment terms (Paid, Deferred & Self Insured, Contingent on Success)
  • Solutions to provide Security for Costs (deed of indemnity/anti avoidance endorsement)
  • Work in Progress Insurance (WIPI)
  • Capital Protection Insurance (CPI)

Get in touch

Insurers and funders are looking for cases with good prospects of success and recovery, proposed at an appropriate stage in the proceedings. To apply for insurance and/or funding, the law firm submits a proposal on behalf of their client, attaching a case summary and the key documents. We would always advise that you speak with our team in the first instance, prior to submitting a proposal.

James Jobling

James Jobling