Specialist Risk Group (SRG) arranges specialist insurance programmes for private ambulance businesses of all sizes.
The risks faced by private ambulance operators are complex and highly specialised. Many brokers lack the expertise to place this cover effectively. Our team specialises in hard-to-place risks and brings over 20 years of experience supporting businesses in this demanding sector.
During this time, we have crafted intelligent insurance solutions specifically for private ambulance businesses, helping to shape and innovate the market.
WHY SPECIALIST RISK GROUP?
We specialise in difficult to place risks
Our team understands the regulatory, clinical, and operational risks unique to private ambulance businesses, allowing us to craft an insurance programme that reflects how you operate.
Our detailed understanding of private ambulance risk allows us to present your business clearly and accurately to insurers, often resulting in more favourable terms and pricing.
We offer cover for a range of key elements such as organ transfer and event work
We work as a trusted insurance partner to private ambulance businesses across the UK, supporting operators with specialist insight and a deep understanding of the sector’s regulatory, operational, and risk challenges.
Our experience in this complex market allows us to assess risk accurately and structure insurance programmes that reflect the realities of your business. This often results in more favourable underwriting outcomes and competitive terms compared to standard market approaches.
If you operate in the private ambulance sector, speak to our specialist team to understand how our tailored approach can support your business and strengthen your insurance programme.
WHO IS IT FOR?
We can offer the full range of blue light ambulance insurance cover, as well as insurance for the following businesses:
- Rapid response
- Emergency 999
- Low and/or high dependency transfers
- Event work
- Bariatric transfer
- Organ transfer, including the transfer of surgical teams
- Mental health transfer
WE’VE GOT YOU COVERED
We take an individual approach to each client that we work with, enabling us to secure the most appropriate cover to protect your business. Typical covers we look at for businesses operating in the private ambulance sector include:
PRIVATE AMBULANCE CASE STUDY
Miles Smith, now Specialist Risk Group, were asked to address a concern from an existing Private Ambulance client worried about the temporary cost of hiring replacement vehicles following an insured event at their Ambulance depot.
“Specialist Risk Group, formerly known as Miles Smith Insurance Solutions, has been a trusted partner to the BAA since 2009 and is a well-respected insurance provider of insurance services within our industry. During this time, it has designed a range of specialist products and solutions, each tailored to meet the requirements of the independent ambulance sector, and as a result, a significant percentage of our industry use Specialist Risk Group as their advisers. The BAA would recommend seeking advice from Specialist Risk to provide an independent review of your insurance requirements."
British Ambulance Association
Vice Chairman, Carl PennyGET IN TOUCH WITH OUR EXPERTS
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Where is SRG located?
Our head office is in the City of London, the address is:
The St Botolph Building
138 Houndsditch
London
EC3A 7AW
Does my trade fall within Specialist Risk Group's appetite?
We work with all types of trades across a multitude of industry sectors. Please call us to discuss your specific needs and our expert team will be happy to assist.

