Loss or damage to any of your buildings, plant or stock has the potential to cause a substantial  business interruption. That is why we have intelligently combined our Material Damage and Business Interruption cover to ensure robust protection for businesses.

Material Damage cover is the modern form of Fire & Perils but is far superior. It provides cover to reinstate any asset that is lost or damaged to its condition before an insured event occurred, such as a fire or storm.

Combine this with Business Interruption, which covers the loss of income that the business would have received had the incident not happened, and not only are your assets covered, but also your income is covered if you are unable to trade.

All businesses face unique risks, so please get in touch with our expert team to ensure your business has the correct cover in place.

WHAT IS TYPICALLY COVERED?

Reinstatement and replacement of buildings, fixtures, office contents and stock

Damage or destruction from fire, storm, or flood

Accidental damage

Loss of revenue

The cost of any additional staff needed due to the disaster

CHELMSFORD STAR CASE STUDY

“It makes things a lot easier, particularly when insurance isn’t your area of expertise. You want someone who understands how you’re set up, the way your board is, how you have to get things approved, and that you’re commercial, but do have other aspects.”

Read the Whole Case Study

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FAQS

Where is Specialist Risk Insurance Solutions located?

Our head office is in the City of London, the address is:

One America Square, 17 Crosswall, London, EC3N 2LB. We also have offices in Croydon and Ampthill, Bedfordshire however we are currently working remotely due to COVID-19.

Does my trade fall within Specialist Risk’s appetite?

We work with all types of trades across a multitude of industry sectors. Please call us to discuss your specific needs and our expert team will be happy to assist.

Specialist Risk Insurance Solutions
now operates the following: