At Specialist Risk Group (SRG), we do difficult things well. Our specialist team brings decades of experience arranging cover for hard-to-place risks and has supported asbestos removal, contracting, and surveying businesses for over 25 years.
During this time, we have been committed to providing businesses in the asbestos industry with market-leading insurance solutions. Working in a high-risk industry amplifies the importance of having the appropriate insurance in place. Whilst it is vital for asbestos businesses to have the right Professional Indemnity and Liability cover in place, there are other key risks to consider which highlights the need to work with a specialist insurance broker that is competent in these risks.
We understand the complexities of arranging insurance for a diverse range of asbestos businesses however, we recognise that each business is different. Therefore, we will work closely with you to understand the unique nuances of your business and then use our expert knowledge and established relationships within the insurance market to create a carefully tailored solution to protect your business.
WHY SPECIALIST RISK GROUP?
We are recommended by the Asbestos Removal Contractors Association (ARCA) and work closely with many of their members
We are known as experts in the asbestos industry and have many years of experience behind our knowledge
Our engaged approach ensures a full review of your business’s insurance and risk management requirements, complemented by a first-class service
We offer a comprehensive insurance programme, without which, you may not be allowed on site
Our team works closely with the Asbestos Removal Contractors Association, arranging robust cover for members, even in challenging market conditions.
As the risks that asbestos businesses face continue to evolve, we work alongside you to provide practical, ongoing risk management advice that protects your business.
Our approach allows you to focus on running your business, while we act as your trusted adviser across every aspect of risk you are exposed to.
WHO IS IT FOR?
We work with all types of asbestos businesses, including:
- Asbestos removal contractors
- Asbestos surveyors
- Asbestos consultants
- Asbestos laboratories
- Asbestos labour hirers
- Asbestos licence holders restricted to supervisory work
WE’VE GOT YOU COVERED
The asbestos industry is exceptionally unique, so we will work closely with you to understand the way your business operates and the services you offer clients. This will allow us to craft a unique solution to protect your business. Typical covers we look at for asbestos businesses include:
“ARCA have relied on Miles Smith, a Specialist Risk Group, for professional risk management and insurance advice for over thirty years. A few years back when liability cover was difficult to obtain for some companies, Miles Smith remained a constant supplier of cover to our industry. They are a reassuring presence and a pleasure to deal with”
Asbestos Removal Contractors Association
Steve Sadley, CEOGET IN TOUCH WITH OUR INSURANCE SPECIALISTS
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What asbestos business insurance covers do I need?
Due to the complex insurance requirements of businesses operating in the asbestos removal and surveying sector, your insurance programme should be bespoke to your business. As a specialist asbestos insurance broker, we work closely with our clients to understand the way their business operates and the services they offer, allowing us to craft a unique solution to protect their business. Typical covers we look at for asbestos businesses include:
- Employers Liability, Public Liability and Product Liability
- Professional Indemnity
- Machinery and Plant
- Material Damage and Business Interruption
- Motor Fleet
- Personal Accident and Travel
- Contract Works
- Cyber
- Crime
- Directors and Officers (D&O)
What level of cover do I need?
Level of cover depends on your business's requirements and would be determined during a review by one of our insurance specialists. Limits required by businesses operating in the asbestos removal and surveying sector are generally determined by contractual requirements. We can arrange limits up to £20M and beyond.
I have full-time employees but also hire contractors. How do I ensure the right coverage?
The following list of workers are usually covered while working in connection with the business are typically covered under a standard UK Liability policy:
a) under a contract of service or apprenticeship with the insured;
b) borrowed by or hired to the insured;
c) a labour master or supplied by a labour master;
d) employed by labour only sub-contractors;
e) self-employed;
f) under a work experience or training scheme;
Our team can work with you to educate you and undertake a thorough and fully confidential review of your current insurance programme to ensure you have the appropriate cover in place. Request a review here.


