This policy is a direct benefit to directors or staff or their beneficiary, paid for by the business. Travel and sickness exposures can also be included.

This cover and the financial benefits paid are tailored to each business’s requirements. In addition to compensation for accidental death, cover can also include permanent disability, partial disability, and loss of hearing/sight.

All businesses face unique risks, so please get in touch with our expert team to ensure your business has the correct cover in place.

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WHAT IS TYPICALLY COVERED?

Accidental death

Permanent disability

Temporary partial disablement

Travel costs – medical expenses, cancellation, and personal liability

Sickness

CYBER CASE STUDY

Miles Smith, now Specialist Risk Insurance Solutions, was asked by a large nationwide retailer to undertake a thorough review of its insurance provisions to highlight any potential gaps in cover.

Read the Whole Case Study

"Specialist Risk, formerly known as Miles Smith Insurance Solutions, staff are friendly, extremely approachable, responsive and very much work with us, allowing us to get on with the day-to-day running and growth of our business"

Belfield Group

Group Finance Director

OTHER COVERS

CONTINGENCY

Contingency cover protects you should you suffer financial losses from an issue at an event such as last-minute cancellations…
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CONTRACT WORKS

Contract Works covers builders and tradesmen for any work in progress on a building site that is damaged…
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CRIME

Crime cover protects you from both internal and external fraudulent activities, helping to get your business up and…
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CYBER

Cyber Insurance offers comprehensive cover and if required, helps deal with reputation management…
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LATENT DEFECTS

Latent Defects covers the cost of remedying and rectifying damage caused by faults in design, construction…
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LEGAL EXPENSES

Legal Expenses protects you and your business by covering the cost of taking or defencing legal action should the need…
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LOSS OF LICENCE

Loss of Licence covers the costs that are incurred if your alcohol licence is revoked by your Local Authority…
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MARINE CARGO

Marine Cargo cover protects businesses that are responsible for transporting goods both domestically and…
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MOTOR FLEET

Motor Fleet protects the fleet of vehicles that your business operates under one insurance policy…
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TERRORISM

Terrorism cover protects a business and its ability to continue trading following a terrorism incident…
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TRADE CREDIT

Trade Credit protects a business if a customer owes money for products or services and does not pay their debts…
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GET IN TOUCH WITH OUR EXPERTS

Talk to our team

020 7977 4800

Email us

srisenquiries@specialistrisk.com

Request a
call back

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FAQS

Where is Specialist Risk Insurance Solutions located?

Our head office is in the City of London, the address is:

One America Square, 17 Crosswall, London, EC3N 2LB. We also have offices in Croydon and Ampthill, Bedfordshire however we are currently working remotely due to COVID-19.

Does my trade fall within Specialist Risk’s appetite?

We work with all types of trades across a multitude of industry sectors. Please call us to discuss your specific needs and our expert team will be happy to assist.

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Specialist Risk Insurance Solutions
now operates the following: