Our specialist team are extremely knowledgeable in the complex nature of risks that are faced by businesses in the waste, recycling, and reuse sector.

We are proud to be the market leading insurance broker in this sector and we can provide you with seamless access to our in-house waste facility which has unique benefits, including enhanced coverage and limited conditions and exclusions.

Due to the lengthy and complex history of claims in the waste, recycling, and reuse sector, it can be challenging to secure robust cover at an affordable price. Our knowledge and relationships in the insurance market helps us negate this, enabling us to provide you with market-leading insurance products at competitive rates.



Our in-house facility is unparalleled in the market and complies with all statutory Health & Safety COSHH regulations

We are the appointed insurance broker for the ESA and UROC and are pleased to service many of their members

We work with all types of businesses in the waste industry, including those handling asbestos and other hazardous materials

We are recommended by the ESA, UROC and Let’s Recycle

At Specialist Risk, we understand that protecting a waste, recycling or reuse business involves more than just purchasing insurance. When arranging insurance for clients in this sector, we work closely with risk managers and surveyors to ensure our clients are fully reducing the risks their business is exposed to.

Backing up our knowledge and expertise, we are delighted to be recommended by the Environmental Services Association (ESA), the United Resources Operators Consortium (UROC), and Let’s Recycle.

Waste Bonds

Whether you are providing the technology, carrying out the work or delivering a waste management contract for a local authority, our team have extensive experience in arranging surety bonds. Just speak to a member of our team to find out how we can help you with your bond requirements.


We work with all types of businesses that operate in the waste, recycling, and reuse sector, including those who handle asbestos and other hazardous waste. To outline a few:

  • Recycling
  • Reuse
  • Skip hire
  • MRF (Materials Recycling Facility) waste / recycling / plant / machinery
  • Waste and recycling property / buildings
  • Tippers and grabbers
  • Muck away
  • Waste management companies
  • Waste management brokers and consultants
Appointed insurance broker for the members of ESA and UROC


Due to the complex nature in risks faced by waste, recycling and reuse business, we take the time to understand your business and its nuances, to ensure we arrange the most appropriate insurance programme. Typical covers we look at for businesses in the waste sector include:

Crime cover protects you from both internal and external fraudulent activities, helping to get your business up and…
Cyber Insurance offers comprehensive cover and if required, helps deal with reputation management…
Directors’ and Officers’ provides financial protection for the potential defence and damage costs for the leaders…
Employers’ Liability, Public Liability and Product Liability are key to protect your business against the diverse…
Environmental Impairment Liability provides cover following an incident that causes pollution on land…
Legal Expenses protects you and your business by covering the cost of taking or defencing legal action should the need…
Machinery and Plant is a vital cover to protect necessary plant and equipment used by industries such as…
Our combined Material Damage and Business Interruption cover provides businesses with full protection…
Motor Fleet protects the fleet of vehicles that your business operates under one insurance policy…
Personal Accident and Travel cover protects a business’s directors, partners and/or employees if they suffer…
Professional Indemnity covers the legal costs and any resulting compensation payments if a client alleges…


Miles Smith, now Specialist Risk Insurance Solutions were working with a nationwide environmental services contractor who was unable to obtain cost effective insurance as a result of many years of health and safety failures. These failures eventually resulted in a large fine and prosecution by the Health and Safety Executive for breaching regulations.

Read the Whole Case Study

"Specialist Risk, formerly known as Miles Smith, has been a trusted partner to the ESA for over 30 years and is a well-respected provider of insurance services within our industry. They have designed a range of specialist products and solutions, each tailored to meet the requirements of the waste and resources sector, and as a result, a significant percentage of our industry use Specialist Risk as their advisers."

Environmental Services Association

Executive Director, Jacob Hayler


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Where is Specialist Risk Insurance Solutions located?

Our head office is in the City of London, the address is:

One America Square, 17 Crosswall, London, EC3N 2LB. We also have offices in Croydon and Ampthill, Bedfordshire however we are currently working remotely due to COVID-19.

Does my trade fall within Specialist Risk’s appetite?

We work with all types of trades across a multitude of industry sectors. Please call us to discuss your specific needs and our expert team will be happy to assist.

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