Latent Defects Insurance is vital for developers, property owners, contractors, and private finance initiatives. It can also be purchased for completed renovation projects.

This type of insurance is first party cover, meaning there is no requirement to sue any professional before receiving a pay-out. With The Council of Mortgage Lenders insisting on a 10-year Latent Defects policy before lending any money on newly built residential properties, it is a necessity.

All businesses face unique risks, so please get in touch with our expert team to ensure your business has the correct cover in place.

WHAT IS TYPICALLY COVERED?

Structural Defects

Ingress of water

Subsidence landslip or heave

The treat of imminent collapse requiring remedial works

CHELMSFORD STAR CASE STUDY

“It makes things a lot easier, particularly when insurance isn’t your area of expertise. You want someone who understands how you’re set up, the way your board is, how you have to get things approved, and that you’re commercial, but do have other aspects.”

Read the Whole Case Study

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FAQS

Where is Specialist Risk Insurance Solutions located?

Our head office is in the City of London, the address is:

One America Square, 17 Crosswall, London, EC3N 2LB. We also have offices in Croydon and Ampthill, Bedfordshire however we are currently working remotely due to COVID-19.

Does my trade fit within Specialist Risk’s appetite?

We work with all types of trades across a multitude of industry sectors. Please call us to discuss your specific needs and our expert team will be happy to assist.

FAQS

Where is Specialist Risk Insurance Solutions located?

Our head office is in the City of London, the address is:

One America Square, 17 Crosswall, London, EC3N 2LB. We also have offices in Croydon and Ampthill, Bedfordshire however we are currently working remotely due to COVID-19.

Does my trade fall within Specialist Risk’s appetite?

We work with all types of trades across a multitude of industry sectors. Please call us to discuss your specific needs and our expert team will be happy to assist.

Specialist Risk Insurance Solutions
now operates the following: