"Specialist Risk, formerly known as Miles Smith Insurance Solutions, staff are friendly, extremely approachable, responsive and very much work with us, allowing us to get on with the day-to-day running and growth of our business"
If you own the building that your business operates from, or if you have made changes to rented premises then purchasing Buildings Insurance is vital.
If your property suffers damage or disruption and you do not have sufficient cover in place, you will be liable for the repair costs. In some cases, a business may not have the funds to pay these costs and could end up being unable to trade.
It is also crucial that your building is insured for the full rebuild cost, including any fees and the cost of site clearance, and not just the market value.
This amplifies the importance of having the correct cover in place to protect your business, to ensure these costs would be covered by insurance and not leaving you out of pocket.
All businesses face unique risks, so please get in touch with our expert team to ensure your business has the correct cover in place.
Standard risks such as floors, storms and fire
Rebuilding costs, including all professional fees and associated costs
Trace and access, cover for the cost of locating damage to cables, underground pipes and drains
CHELMSFORD STAR CASE STUDY
“It makes things a lot easier, particularly when insurance isn’t your area of expertise. You want someone who understands how you’re set up, the way your board is, how you have to get things approved, and that you’re commercial, but do have other aspects.”