Whether you own one residential or commercial property, or have a portfolio of properties, Property Owners’ Combined will provide cover for a diverse range of risks and exposures you face.

Our team will work closely with you, to understand the distinct risks you face before crafting a bespoke insurance programme that covers your buildings, contents, loss of rent, Employer’s Liability, Public Liability and more.

All property owners face unique risks, so please get in touch with our expert team to ensure your business has the correct cover in place.

Request a Call Back

WHAT IS TYPICALLY COVERED?

Buildings

Contents

Loss of rent

Employers’ Liability

Public Liability

Personal Accident

CYBER CASE STUDY

Miles Smith, now Specialist Risk Insurance Solutions, was asked by a large nationwide retailer to undertake a thorough review of its insurance provisions to highlight any potential gaps in cover.

Read the Whole Case Study

GET IN TOUCH WITH OUR EXPERTS

Talk to our team

020 7977 4800

Email us

srisenquiries@specialistrisk.com

Request a
call back

SIGN UP TO OUR MAILING LIST

"Specialist Risk, formerly known as Miles Smith Insurance Solutions, staff are friendly, extremely approachable, responsive and very much work with us, allowing us to get on with the day-to-day running and growth of our business"

Belfield Group

Group Finance Director

OTHER COVERS

CONTINGENCY

Contingency cover protects you should you suffer financial losses from an issue at an event such as last-minute cancellations…
Learn More

CONTRACT WORKS

Contract Works covers builders and tradesmen for any work in progress on a building site that is damaged…
Learn More

CRIME

Crime cover protects you from both internal and external fraudulent activities, helping to get your business up and…
Learn More

CYBER

Cyber Insurance offers comprehensive cover and if required, helps deal with reputation management…
Learn More

LATENT DEFECTS

Latent Defects covers the cost of remedying and rectifying damage caused by faults in design, construction…
Learn More

LEGAL EXPENSES

Legal Expenses protects you and your business by covering the cost of taking or defencing legal action should the need…
Learn More

LOSS OF LICENCE

Loss of Licence covers the costs that are incurred if your alcohol licence is revoked by your Local Authority…
Learn More

MARINE CARGO

Marine Cargo cover protects businesses that are responsible for transporting goods both domestically and…
Learn More

MOTOR FLEET

Motor Fleet protects the fleet of vehicles that your business operates under one insurance policy…
Learn More

TERRORISM

Terrorism cover protects a business and its ability to continue trading following a terrorism incident…
Learn More

TRADE CREDIT

Trade Credit protects a business if a customer owes money for products or services and does not pay their debts…
Learn More

FAQS

Where is Specialist Risk Insurance Solutions located?

Our head office is in the City of London, the address is:

One America Square, 17 Crosswall, London, EC3N 2LB. We also have offices in Croydon and Ampthill, Bedfordshire however we are currently working remotely due to COVID-19.

Does my trade fall within Specialist Risk’s appetite?

We work with all types of trades across a multitude of industry sectors. Please call us to discuss your specific needs and our expert team will be happy to assist.

View all FAQs

Specialist Risk Insurance Solutions
now operates the following: